Why Invest

Discover why individuals look to this asset class of life settlements for a more balanced, resilient allocation.

A Structured Asset with Characteristics of Both Fixed Income & Equity

Life Settlements combine the stability often associated with fixed-income investing with the long-term growth potential of equity markets. Because policy maturities are independent of market fluctuations, investors gain access to an asset class driven by actuarial science rather than economic cycles.

This Asset Class Has a History of Offering Meaningful Benefits

Life Settlements combine the stability often associated with fixed-income investing with the long-term growth potential of equity markets. Because policy maturities are independent of market fluctuations, investors gain access to an asset class driven by actuarial science rather than economic cycles.

Predictable Cashflow Profiles

Clearly defined policy structures help create stable and transparent long-term return characteristics.

Historically Strong Performance

Although past performance cannot guarantee future results, Life Settlements have shown resilience across varied market environments.*

Meaningful Diversification

Returns are uncorrelated to public markets, offering diversification from stocks, bonds, and real estate.

Low Sensitivity to Economic Cycles

Life Settlements are insulated from interest rate shifts, corporate earnings, and market sentiment.

*Past performance does not guarantee future results.

Like Any Investment, Life Settlements Involve Risk

Transparency is core to Moss Point Financial’s process. Understanding risks ensures the asset aligns with your goals and risk tolerance.

Liquidity Risk

Life Settlements are long-term assets and may be difficult to sell prior to maturity.

Premium Funding

Premiums must be maintained to keep policies active; missed payments may jeopardize the investment.

Duration Risk

 Actual maturities may differ from projections, impacting expected returns.

Credit Risk

Although insurance carriers are regulated, investors remain exposed to the issuing company’s creditworthiness.

Experienced Guidance for a Complex Asset Class

Moss Point Financial applies a disciplined, institutional-grade approach to Life Settlements. From stringent underwriting review to ongoing portfolio oversight, our team ensures that every investor receives clear insight, transparent communication, and thoughtful guidance throughout the process.

Explore Whether Life Settlements Fit Your Investment Strategy