WHY INVEST IN LIFE SETTLEMENTS?
Yielding “True” Alternative Investment Exposure
Life Settlements combines many of the attractive features of both:
Fixed Income & Equity Investing
In Particular, the Asset Class Has a History* of Providing:
Predictable &
Stable Return
Streams
Consistent Double-
Digit Annualized
Performance
“True” Diversification—
Uncorrelated to Other
Asset Classes & The
Global Economy
Close to Zero
Default Risk—Unlike
Many Corporate Bonds
*Past Performance Does NOT Guarantee Future Results.
Like Any Investment, Life Settlements Does Involve Risk.
Liquidity Risk
Tertiary market activity of financial assets like these is typically muted – our investment structure also helps lower the risk.
Duration Risk
Life policy termination may occur significantly later than the assumed forecast, which can negatively impact returns.
Premium Funding
Third-party purchasers of life settlements are responsible for the policy premiums – a missed payment can potentially nullify the policy.
Credit Risk
Insurance is a highly regulated industry with stringent capital requirements; despite this, policyholders are still exposed to the issuing insurance company’s credit.